So I just off the phone with our credit union and they had to counter offer on our loan request because we haven’t owned our dog grooming business for 2 years. They can’t use the income we make on our business till we have owned it for two years. Unfortunately this makes our loan significantly less then what we had wanted. I’m going to get back in touch with another lender that we had a pre-approval with and work on getting another pre-approval from them again, since they were able to to do it back in Sept. Just a little road block in our pursuit of happiness. Nothing we can’t work through. I understand the reasoning and would like to keep the loan under our bank, but it just might not end up that way.